Already have insurance?
If your life has changed, your insurance needs to change
Did you know...
In June 2010, the minimum amount of insurance coverage Wisconsin drivers are required to carry will be raised. Learn more...
If laws requiring that you carry insurance have changed:
- If state laws have changed – In June 2010, all drivers in Wisconsin will, for the first time, be required to carry auto insurance, both liability coverage and uninsured/underinsured coverage. For those drivers who already carry auto insurance, the minimum amount of coverage you are required to carry has been raised. Learn more about this change and others here.
If the number of people you are taking care of has changed:
- If your family has changed – Has anyone in your family married or divorced? Have babies been born? Have grown children moved away? Have relatives moved in? Is anyone new depending on you?
If the number of drivers or vehicles in your household has changed:
- If you have purchased any vehicles – Have you bought a car, motorcycle, a snowmobile, Jet Ski® , tractor, or motor home? It is important to add insurance protection for motorized vehicles that could cause injury in an accident.
- If someone in your house has begun to drive – Did any of your kids get a driver’s license? Did your spouse recently get her license?
If the assets you are protecting have changed:
- If your house has changed – Have you added a deck or bedroom? Have you remodeled the basement? Have you replaced your furnace or your roof? Have you purchased new kitchen appliances? Have you moved?Have you paid off a mortgage?
- If your valuables have changed – Have you purchased any jewelry, art, or collectibles? Have you bought any guns? Have you sold or given away valuables that no longer need insurance protection? Have you received any large gifts of money or valuables?
If your ability to take care of yourself and your family has changed:
- If your job has changed – Has anyone in the family taken a new job or left a job? Have you started up a new business or purchased a business? Does anyone have to drive more miles to work now, or fewer miles? Has someone taken on a new job that involves lifting or climbing or driving heavy machinery? Has someone moved from a dangerous job to one that is less risky?
- If your health has changed – Have any members of your family stopped smoking or drinking? Has anyone lost weight or brought down his cholesterol? Has anyone taken up a risky hobby, such as rock climbing or skiing? Has anyone suffered a major illness or been disabled?
If you have not reviewed your policy with your agent within the last two years:
- Don’t wait until disaster strikes! Most people do not carefully read their policies, until they need to make a claim. That is not a good time to find out that your policy doesn’t protect you for a particular type of loss! If you have never read your policy, or if you haven’t reviewed it with your agent lately, now is the time.
- Are you getting the best combination of price + coverage + service? Your insurance policies might not protect you as completely as you think they do. Meet with your agent to find out if you have enough protection or if you are paying for something you don’t need.
Schedule a meeting with your agent, or contact one of the agents at Affordable Family Insurance, to review your insurance policies with you.
Our Clients Say...
Responsive service
The difference between our former agent and Dennis Bertz is night-and-day, and we're very pleased. Dennis is extremely knowledgeable, friendly, honest, and, best of all, he's actually available to speak with directly. He took the time to explain each option.
Jeff Bitgood, Ganesha Consulting, LLC, Madison, WI
